166 free and low-cost listings. Find financial help in the Central Okanagan — rent assistance, income support, disability benefits, utility help, and…
If you can't afford the full price of a YMCA membership, or you have a permanent disability, you may pay less at the H2O Adventure + Fitness Centre. ▸ Who can get this? • People and families who...
If you can't afford the full price of a YMCA membership, or you have a permanent disability, you may pay less at the Kelowna Family Y. ▸ Who can get this? • People and families who can't pay the...
If you need money for basic living costs in BC, or you live with a disability, this Kelowna office can help. You can apply for income assistance or disability assistance here, in person. ▸ Who...
If you need money for basic living costs in BC, or you live with a disability, this West Kelowna office can help. You can apply for income assistance or disability assistance here, in person. ▸...
If you are in need and have no other way to pay for basics, BC income assistance (sometimes called welfare) can give you money each month. ▸ Who can get this? • You are out of work, or you don't...
If you have cancer in BC and money, travel or other barriers make it hard to get care, this fund may help. It is for BC patients no matter where they live. ▸ What it can help with • Grocery cards...
If you rent in the Central Okanagan and are short on rent for a while, the rent bank may lend you money. The loan has no interest, and you pay it back. ▸ Who can get this? • Renters in Kelowna,...
If you have a low income and cannot do your own taxes, a trained volunteer can do them for free at the Peachland Wellness Centre. ▸ Who can get this? You may qualify if your income is at or...
If you are an older adult with a low income and a simple tax return, trained volunteers can do your taxes for free. ▸ Who can get this? • You are 60 or older, or 55 or older with a disability. •...
If debt is causing you stress, you can get free, private help to make a plan. The Credit Counselling Society is a non-profit. Its Kelowna office does phone appointments only. ▸ What you get • A...
If you live with a disability and your income is under $35,000 a year, you can get free help to file your income taxes. Help is year-round, by appointment. In Kelowna, it is offered through the...
If you lost your job, are sick, are pregnant or caring for a new child, or are caring for someone who is very ill, Employment Insurance (EI) may pay you for a while. ▸ Who can get this? (regular...
If you are a single woman who is homeless or about to lose your home, this program may help pay some housing costs for a short time. It is a BC Housing program run by NOW Canada. Children can be...
If you have a low income or get income assistance, you can get basic dental care at this clinic. It is run by Kelowna's Gospel Mission. ▸ Who can get this? • People and families on a low income •...
If you have PWD or PPMB approval, or a low income, you can get your taxes done for free. They can file for up to 10 past years. ▸ Who can get this? • People with PWD (Persons with Disabilities)...
If you are a mother, expecting mother, papa or caregiver with a low income, a social worker can help you one-on-one. Together you find what is in the way, and get basics your children need. ▸ Who...
If you or your child need dental care but can't afford it, Mamas for Mamas may be able to help. Fill the Gap is for mamas, caregivers and children living in poverty or going through a crisis, who...
If you are raising a child who is deaf or hard of hearing, Mamas for Mamas offers free American Sign Language (ASL) classes. They can also help pay for hearing aids and supplies when government...
Pelvic floor physiotherapy is not publicly funded in this region. If you don't have extended health benefits, you pay out of pocket. The Pelvic Power Fund helps cover the cost of pelvic...
If you need money for basic needs, or you have a disability, this BC government office can help. You can apply for income assistance or disability assistance. The office also handles the Senior's...
The Financial Aid and Awards team helps Okanagan College students find funding, understand financial terms and complete applications. This includes awards, scholarships and bursaries, student...
If your child lives in Peachland and wants to join a team, take a class or try something new, this grant can help pay for it. ▸ Who can get this? • Children and teens ages 5 to 18 who live in...
If you need help with food, clothing or household items, Salvation Army Community Services in Rutland can help. A caseworker listens and makes a plan with you. ▸ What you can get • Food,...
If you need food, clothing or household items in West Kelowna, Salvation Army Community Services in Westbank can help. A caseworker listens and makes a plan with you. ▸ What you get • Help with...
If you need help in person with federal benefits, you can visit the Service Canada Centre in Kelowna. ▸ What you can get help with • Employment Insurance (EI) • Canada Pension Plan (CPP),...
If you are in West Kelowna and having a hard time keeping your housing, Piers (Partners in Resources) can help you stay housed and avoid homelessness and a shelter stay. Support can include life...
If you have a modest income and simple taxes, volunteers can file your tax return for free. KCR Community Resources runs this clinic with the Canada Revenue Agency (CRA). ▸ Who can get this? •...
United Way BC raises money and funds community programs that help people get the support they need. The Southern Interior office is in Kelowna. If you need help now, dial or text 2-1-1 for free,...
If you are a Veteran, a former RCMP member, a family member or a caregiver, Veterans Affairs Canada (VAC) can help. Help includes disability benefits, health care, mental health support, money...
If you are a Veteran, a serving military member or a first responder, you can get free food at the Veterans Food Bank in Kelowna. ▸ Who can get this? • Military members and Veterans, retired or...
If you have low or no income, Westbank First Nation (WFN) may be able to give you money to help cover basic needs. WFN runs this program with federal funding from Indigenous Services Canada. ▸...
If you have a low income, Westside Health Network can help you do your taxes each year. The clinic is busiest March to April, but help is also offered year-round. ▸ How to apply 1. Call the...
If you live with a permanent physical or cognitive disability, you can get a discount recreation pass. It is called the Access Pass and is from the City of Kelowna. ▸ What you get (2026 prices)...
If you live in BC and need help paying for child care, you may get a monthly payment from the BC government. How much you get depends on your income, your family size and the type of care. ▸ Who...
If you get income, disability, or hardship assistance in BC, the ministry may help pay for your child to go to camp. ▸ What you get: • Up to $200 per child, or the camp fee if it is less • One...
If your child (12 or under) goes to a licensed child care centre that takes part in this program, your monthly fee is lower. You don't need to apply, and it is not based on income. ▸ Most you can...
If you get income assistance, disability assistance or hardship assistance and something unexpected happens, you may get a one-time crisis payment. It is for needs that would put your health in...
If you get income, disability, or hardship assistance in BC and need a special diet for a medical reason, you can get extra money each month for food. ▸ Monthly amounts (rate table): •...
If you live with a severe disability and need help with money or health costs, BC disability assistance may help. You first need Persons with Disabilities (PWD) approval. PWD is BC's disability...
If you have children under 18 and live in BC, you may get a tax-free payment every month. It comes together with your Canada Child Benefit (CCB). You do not need to apply separately. ▸ Who can...
If you live with a disability and own or lease a vehicle, you may get back up to $500 a year in B.C. fuel tax. Signing up also lets you get 25% off ICBC Basic Autoplan insurance. ▸ Who can get...
If you get income or disability assistance in BC, you may get extra money or health coverage on top of your monthly payment. Each supplement has its own rules. Ask the ministry which ones you...
If you own the home you live in, the BC home owner grant can lower your property tax each year. You must apply every year. ▸ Who can get this? • You are the registered owner of the home (or the...
If you are a family with a low income and at least one child, and you rent in BC, you may get monthly help paying rent. ▸ Who can get this? • Your household income before tax is $60,000 a year or...
If you are 60 or older, rent your home in BC and have a low income, SAFER can give you money each month to help pay rent. ▸ Who can get this? • You are 60 or older. • Your income is under $40,000...
If you get income, disability, or hardship assistance in BC, this supplement can help you keep paying for your home when someone in your family is away for a while or has died. ▸ When it can help...
If your household has a low or moderate income and a BC Hydro account, you can get a free kit to save energy at home. It helps stop drafts and lower your lighting and water use. ▸ Who can get...
If you get care from your health authority's Home Care or Mental Health and Substance Use program, BC Hydro may give you a free portable air conditioner. It can help keep you safe in extreme heat....
If you get income assistance, disability assistance, or hardship assistance in BC, the province can pay the cost of getting ID. ▸ What it can cover: • Birth certificate • BC Services Card, BCID...
If you have a low income and urgently need medical equipment, medical supplies or medical travel to stay alive, the BC government may pay for it. You do not have to be on income assistance. ▸ Who...
HelpKelowna lists financial aid resources serving Kelowna, West Kelowna, Lake Country, and Peachland. Each listing includes contact details, location, and hours where available — free to browse, with no account required.
No. HelpKelowna is a free community resource navigation tool with no account, no sign-up, and no tracking. Any eligibility requirements are shown on each resource's own page.
HelpKelowna focuses on free and low-cost services. Each listing shows its cost and any eligibility details so you can find what fits your situation.
Open a listing for its phone number, address, and hours when those are on file. Call the organization to confirm before you go — details can change. If you are in immediate danger, call 911. For suicide support in Canada, call or text 9-8-8.
HelpKelowna
Community resources for Kelowna & West Kelowna