Old Age Security (OAS) Pension — Service Canada: Free, walk in or by phone. Who it's for: Age 65 or older; Canadian citizen or legal resident when approved; lived in Canada at least 10 years since age 18 (living in Canada); or at….
Categories: Financial Aid, Seniors
If you are 65 or older, you can get a monthly Old Age Security (OAS) pension. You may qualify even if you never worked or still work. ▸ Who can get this? • You are 65 or older. • You are a Canadian citizen or legal resident. • You lived in Canada at least 10 years after age 18 (20 years if you now live outside Canada). • Your net income is under $152,062 (age 65 to 74) or $157,923 (age 75 and over). ▸ What you get • A monthly payment. It is taxable income. • For October to December 2026, the most you can get is $762.50 a month (age 65 to 74) or $838.75 a month (age 75 and over). • The amount depends on how long you lived in Canada after 18, and on your income. ▸ How to apply 1. Watch for a letter around your 64th birthday. If you get one, you are enrolled and do not need to apply. 2. No letter one month after you turn 64? Contact Service Canada to see if you must apply. 3. Apply online in My Service Canada Account (MSCA), or by mail with form ISP-3550. ▸ What you need • Your spouse's or partner's SIN and birth date, if you have one. • Where you have lived since age 18. • Your banking details for direct deposit. ▸ Good to know • You must file a tax return every year to keep getting OAS. • You can choose to delay OAS. • Amounts change every 3 months. Check the payment amounts page.
Also known as: OAS old age pension seniors pension 65 retirement government pension
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